Children who grow up in families which are short of money are better prepared with the problems of adult life than children who are brought up by wealthy parents

Children who grow up in families which are short of money are better prepared with the problems of adult life than children who are brought up by wealthy parents. To what extent do you agree or disagree? 

Role of family atmosphere in a child’s development is a cause of concern. However, I disagree with the notion that children of poor families are better equipped in dealing with the challenges of adult life than those of rich families. No doubt, adversity is a good teacher of life, but rich parents can also prepare their children to face the problems of adult life by good education and good nurturing.

A child of poor family has more situations to solve a problem or make a decision as both parents are working to make both ends meet and children have to look after themselves. They realise the value of money as they have to live with the barest minimum and as a result they find it less difficult later on in life when they face financial challenges. In contrast, the children of wealthy families are born with a silver spoon in their mouth. They are completely ignorant of the value of money as everything is provided for them in their youth and expect the same situation in adulthood. 

On the other hand, children of rich families study in the best schools and get the best higher education. They can learn problem solving in such academic institutes. What is more, a wealthy child may be well trained by a parent who himself has a lot of knowledge of money. Such parents themselves know money management better and can pass on those skills to their children.
Life experiences also play a role. Children can have innate ability to face problems of life. They may have personality traits such as being optimistic, outgoing, confident and openminded. Due to these abilities they can solve problems in a better way. 

To put it in a nutshell, I pen down saying that, a poor child may learn to get along without wealth and a wealthy child may be well trained by a parent to face hurdles of life by effective education. Therefore, I disagree that the economic situation of the family has a role in problem solving skills.